Harbour Insurance Brokers Ltd

Harbour Insurance has been a leading provider of marine insurance solutions since 1995. As an independent intermediary, we act as your agent and accept responsibility for the advice given for arranging your insurance. We are a division of Insurance Premium Finance Limited, and we are authorized to offer you a wide range of insurance products tailored to your specific needs.

Marine Insurance: Hull & Machinery

At Harbour Insurance, we pride ourselves on our strong relationships with the world's leading marine markets. We have access to all major marine markets, including London, Norway, Sweden, France, Italy, Holland, Belgium, Russia, the USA, and the Far East, including Hong Kong, Japan, and South Korea. Our expertise allows us to arrange full cover based on Institute Time Clauses, American Hull Clauses, or Norwegian Plan, among others. We work with established Leading Underwriters to lead claims handling and settlement decisions, ensuring a swift and fair resolution.

Our global network of Average Adjusters, Lawyers, Agents, and Ships Surveyors enables us to provide the highest level of protection for your vessel. We also offer a quick and inexpensive method for the release of a vessel from arrest through the provision of collision or salvage security.

Loss of Hire and Trade Disruption Insurance

Harbour Insurance is a pioneer in Loss of Hire and Trade Disruption Insurance coverage. Our long-standing relationships with first-class Insurance Companies allow us to provide innovative, secure, and competitive coverage. Many brokers have access to this type of coverage, but we offer specialized knowledge, skill, and competitiveness.

Protection & Indemnity

We deal with the International Group Clubs and have strong relations with Insurers outside the Group. Our expertise allows us to assist Owners in leaving Group Clubs where they have found calls to be excessive and negotiate on their behalves to obtain release call guarantees. We can then help Owners explore other P&I Insurers more appropriate to their requirements.

Charterers' Liability

Harbour Insurance has extensive experience in the placement of Time Charterers' open covers for P&I, including Damage to Hull (DTH) cargo, and Defence cover. We can also cater for Voyage Charterers and NVOCC's. We are dedicated to providing top-rated security, including Lloyd's of London, acceptable to all major shipping banks for break-up, demolition, and scrap voyages.

Break Up Voyages, Demolition, and Scrap Voyages

We offer first-class A-rated security for all charterers' needs. Our proposal form is attached to assist you, and we are committed to providing high limits of liability with no restriction on the type of tonnage. This service includes liabilities, war risks, and piracy as required.

Yachts

At Harbour Insurance, we take pride in offering a tailored insurance solution for yacht owners. We can arrange cover for hull and machinery, third-party liability, and optional covers such as personal accident, medical expenses, and loss of personal effects.

Thank you for considering Harbour Insurance for your marine insurance needs. Our experienced team of professionals is dedicated to providing you with the highest level of service and expertise. Please do not hesitate to contact us for a quote or any inquiries you may have.