Special Risks Bureau

Who We Are

At Cura, we are a team of insurance experts dedicated to providing personalized protection to individuals, families, and businesses. Our journey began in 2012, when Alan and Kathryn Knowles, with years of experience in the insurance industry, founded our company in the charming seaside town of Filey. Today, we have grown to become a leading provider of protection insurance solutions in the UK.

Our Services

Our services are designed to cater to the unique needs of our clients. We offer a range of insurance products, including:

Life Insurance: Our team will help you find the right life insurance policy to provide financial protection for your loved ones in the event of your passing.

Critical Illness Cover: If you're struggling to cope with a serious illness, our critical illness cover can provide a lump sum to help you through this challenging time.

Income Protection: Our income protection insurance will ensure that your essential expenses are covered in the event of a prolonged illness or disability.

Business Protection: We understand the importance of protecting your business and its key personnel. Our business protection insurance products will provide financial support to your business in the event of a death or serious illness.

Group Life Insurance: If you're part of a group or organization, we can provide group life insurance to protect your colleagues and their loved ones.

Group Income Protection: Our group income protection insurance will guarantee that your group's income is protected in the event of a prolonged illness or disability.

Key Person Insurance: Our key person insurance will provide financial support to your business in the event of a key employee's death or serious illness.

Relevant Life Insurance: Our relevant life insurance is specifically designed for employers to provide a tax-efficient way to reward and incentivize their employees.

Executive Income Protection: Our executive income protection insurance will ensure that high-earning executives and directors continue to receive their income in the event of illness or disability.

Shareholder Protection: Our shareholder protection insurance will ensure that the shares of a deceased shareholder are transferred to the remaining shareholders, maintaining the company's control and ownership.

Disclosures

We understand that certain medical conditions, occupations, sports, and travel habits may affect your ability to obtain insurance. If you have:

• A history of serious medical conditions
• A hazardous occupation
• Participate in dangerous sports or activities
• Frequently travel abroad

Our expert team will work with you to find a solution that meets your needs.

How We Work

Our process is designed to be transparent, efficient, and personalized. We will:

• Provide expert guidance on your insurance options
• Assist with all paperwork and administration
• Offer a dedicated insurance adviser for your needs
• Provide support with putting your policy into trust at no additional cost

Our Charity Work

At Cura, we believe in giving back to the community. We are proud to support various charities, including Macmillan Cancer, and are dedicated to making a positive impact in the lives of our clients and the communities we serve.