Elm Insurance Brokers

Elm Insurance Brokers Ltd is an independent insurance intermediary based in Kent, covering the South East area. We specialise in commercial insurance and pride ourselves on our quality of service and professional impartial advice that we provide to our clients. Our team is dedicated to providing a customer-focused approach, with a focus on face-to-face communication and a dedicated account handler throughout the life of your policy.

Our Services

Our expertise lies in providing bespoke insurance solutions to businesses of all sizes. We have the experience and understanding to ask the right questions to identify your risks and needs, ensuring that your business is adequately protected. Our commercial insurance policies can provide cover for various circumstances, including:

• Material Damage: covering your assets, such as computers, stock, machinery, and contents
• Business Interruption: covering the potential loss of income due to events such as fire, theft, or flood
• Employers' Liability: a legal requirement for businesses with employees, providing cover for employee claims
• Public Liability: covering legal and compensation-related costs for injuries or property damage resulting from your business activities
• Product Liability: covering you against claims for injuries or loss resulting from faulty products
• Professional Indemnity: covering you against claims for loss or damage resulting from negligent services or advice
• Directors' and Officers' Liability: covering directors and officers against compensation claims

We deal with a wide range of commercial insurance policies, including Commercial Combined, Tradesmen, Retail, Pubs and Restaurants, Office, Commercial and Residential Property Owners, Commercial Vehicle and Motor Fleet, Motor Trade, Marine and Goods in Transit, Engineering, Contract Works, and Group Personal Accident and Business Travel.

About Our Team

Elm Insurance Brokers Ltd is owned and managed by Steve Doyle, who has over 25 years of experience in the insurance industry, specialising in providing risk solutions for commercial clients of all sizes. Steve has worked directly for major insurers, such as Pearl Assurance and Axa, and has a deep understanding of the insurance market. Our team focuses on customer-centric service, working in partnership with clients to provide bespoke insurance products at competitive prices.

Why Choose Us?

We pride ourselves on our expert personal service, providing a no-obligation review of your insurances, identification of any gaps in cover, and obtaining insurance quotations from multiple insurance companies. We are an independent broker, giving us the freedom to choose the best policy for your needs, rather than being tied to one specific insurer. Our dedication to customer service, combined with our extensive knowledge of the insurance market, means that you can trust us to provide the right protection for your business.

Our Commitment

At Elm Insurance Brokers, we are committed to providing an exceptional service to our clients. We understand that in business, things can change quickly, and it is our goal to ensure that your insurance coverage is always adequate and relevant. Our dedicated account handlers will work closely with you to identify any gaps in cover, obtain insurance quotations, and provide ongoing support throughout the year.