Leading the Electric Revolution in the Marine Industry
For over 30 years, Noble Marine Insurance has been providing a personal and professional service to marine insurance customers. Our knowledgeable staff are dedicated to delivering exceptional levels of service, handling policies and claims in-house with utmost care. We pride ourselves on being a specialist boat insurance provider, catering to a wide range of craft and users, from surfboards to racing yachts. Our decades of experience have enabled us to develop our own policy wordings, tailored to the specific needs of each craft and user.
Multi-Craft Insurance
At Noble Marine Insurance, we understand that many of our customers own multiple craft of different types. That's why we offer a multi-boat discount of 12.5% (up to a maximum of 150 per policy) for customers who insure multiple boats with us. This not only saves you money but also keeps all your marine insurance in one place, making it simpler to manage your policies. Whether you own a single boat or multiple craft, we can cover them all on a single policy.
Staying Committed to the Sailing Community
As a dedicated supporter of sailing at all levels, Noble Marine Insurance is committed to the sailing community. We sponsor over 25 class associations and numerous sailing events throughout the year. Our passion for sailing is reflected in our dedication to providing top-notch insurance coverage for our customers. We understand the importance of having the right insurance coverage to protect your investment and ensure that you can enjoy your time on the water, worry-free.
Why Choose Noble Marine Insurance?
When you choose Noble Marine Insurance, you can rest assured that your boat is in good hands. Our in-house claims team handles all claims, ensuring that your claim is settled quickly and efficiently. We also have a network of recommended repairers who can help you find a suitable repairer if you need one. Our policies are designed to cater to the specific needs of each craft and user, providing comprehensive coverage for accidents, theft, fire, and more.
What Does Boat Insurance Cover?
Boat insurance is not just about providing financial protection in the event of an accident or theft. It also provides third-party liability cover, which is essential for protecting yourself and others from damage or injury. Our boat insurance policies cover a range of risks, including accidental damage, fire or explosion, theft or attempted theft, malicious damage/vandalism, and storm damage. We also offer additional cover for equipment, accessories, and liability for damage or injury to other parties.
What Boat Insurance Does Not Cover
While comprehensive boat insurance can provide financial protection, it's essential to understand what is not covered. Boat insurance policies generally do not cover wear and tear, depreciation, gradual deterioration, mechanical breakdown, damage caused by faulty workmanship, or damage deliberately caused by you. For full details of Noble Marine's Boat Insurance cover and exclusions, please click here for a copy of our policy wording and Insurance Product Information Documents.
Conditions of Your Boat Insurance
Many boat insurance policies, including Noble Marine's, require that your boat is maintained correctly and in a seaworthy condition. This not only ensures that your insurance policy remains valid in the event of a claim but also ensures the safety of yourself and others when on the water. It's essential to ensure that all systems of your boat are checked and, as necessary, maintained in accordance with manufacturers guidelines or generally acknowledged best practice.
Insurance Company Criticisms
The majority of reviews express disappointment and frustration with certain aspects of the insurance company's services. Andy Kinnaird, a Qualified marine Surveyor and RYA Yachtmaster Instructor with over 20 years of experience, shares a strongly worded warning about the company's practices. He claims that some marine insurance companies hire professionals to find excuses to deny claims, and advises customers to only opt for the minimum legal insurance coverage and set aside funds for potential repairs.
Positive Experiences
In contrast, two reviewers, Scott Holland and Zeb Elliott, have had positive experiences with the company. Scott praises the company's friendly yet professional service, stating that his policy was set up easily and his questions were answered promptly. Zeb shares a similar experience, enjoying good food, a wide selection of beers, and friendly staff at one of the company's venues.
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