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Protect the life you've built, the Smart way.

At Smart Insurance, we understand that family life can be chaotic and unpredictable. That's why we've created our Family Life Insurance to help you prepare for the unexpected. Our goal is to provide you with peace of mind, knowing that your loved ones are protected in the event of the unexpected.

Who We Are

We're a UK-based insurance provider dedicated to helping families protect their future. Our team is passionate about providing simple, easy-to-understand insurance products that cater to the unique needs of our customers. Our mission is to provide our customers with the confidence that they're making the right choice for their loved ones.

What We Offer

Our Family Life Insurance is designed to provide financial support to your family in the event of your passing. With a range of optional extras, including Critical Illness and Children's Cover, you can tailor your policy to meet your individual needs. Our policyholders receive:

  • Up to 750,000 of coverage, depending on age
  • Optional extras, including Critical Illness and Children's Cover
  • Terminal Illness cover, providing 100% of your benefit amount if you're diagnosed with a terminal illness
  • Immediate cover from day one
  • 99% of all claims having been paid
  • Smart Cashback, providing 10% of your first year's premiums back after 12 successful monthly payments

Why Choose Smart Insurance?

We pride ourselves on providing a simple and hassle-free application process, with a quick and easy to fill in application form. Our dedicated team is available to help you with any questions or concerns you may have. Plus, our health and wellbeing services provide additional support to help you maintain a healthy lifestyle.

Get a Quote

To get a quote and learn more about our Family Life Insurance, simply click the "Get a Quick Quote" button. Our team will be happy to guide you through the process and help you find the perfect policy for your needs.

Contact Us

If you have any questions or would like to learn more about our Family Life Insurance, please don't hesitate to contact us. Our dedicated team is always here to help.

Reviews (386)
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Positive: The reviewers had mostly positive experiences with Smart Life Insurance, praising the helpful staff and ease of use.
Negative: The reviewers reported various negative experiences, including poor customer service, misleading quotes, and difficulties with coverage.

Positive Experiences

The majority of reviewers had a very positive experience with Smart Life Insurance. They praised the kind and helpful staff on the phone, who explained everything clearly and made the process of setting up life insurance easy and quick. Many reviewers noted that they were able to get coverage quickly and easily, and that the prices were competitive. Several reviewers mentioned that they received a voucher as a bonus, which they found to be a lovely touch.

Negative Experiences

However, a few reviewers had a very negative experience with Smart Life Insurance. Some reviewers reported being declined for coverage or having their coverage cancelled without explanation. Others reported being treated poorly over the phone or having difficulty getting help when they needed it. Unfortunately, it seems that some reviewers were misled by the company's quotes or had their coverage changed without consent. One reviewer even reported being offered a policy that was not clear about the conditions of coverage, which led to disputes.