Winter

Winter & Co. is a distinguished specialist marine underwriting agency, providing insurance solutions for marine businesses and vessel owners since 2005. Our headquarters is based in Tendring, Essex, with a London office catering to international business and London-based brokers. Our services have expanded from the East Coast of the UK to the rest of the country and Europe, driven by our commitment to excellence and marine industry expertise.

Our company's growth and success have allowed us to secure binding authorities for various marine classes of business, further enhancing our product offerings and services to our clients. We pride ourselves on long-term relationships with marine businesses, resulting in high client retention due to our consistent high-level service, marine insurance expertise, and in-depth industry knowledge.

Our Team

Winter & Co. is proud to employ a team of dedicated professionals, each bringing unique skills and expertise to the table. Our team includes:

• Paul Winter, Director (p.winter@winterandcomarine.com)
• Victoria Lodge, Yachts (v.lodge@winterandcomarine.com)
• Jo Whitbread, Accounts (j.whitbread@winterandcomarine.com)
• Helen Williams, Marine Trade & Professional Indemnity (h.williams@winterandcomarine.com)

Services Offered

At Winter & Co., we underwrite a wide range of marine insurance products. Our classes of insurance outside binding authorities are arranged via a select panel of insurers under agency agreements. Our product offerings include:

1. Marine Trade Insurance: A multi-sectioned policy covering loss and damage to property, financial loss, hull & machinery, marine liabilities, public/products, and employers' liabilities for marinas, boatyards, marine trade, and marine service companies.

2. Protection & Indemnity (P&I) Insurance: A 'Club Rules' or Plain Language Policy covering liabilities related to marine vessels or rigs, including Collision, Passenger, Crew, Property, Pollution, Towage, and Wreck Removal liabilities.

3. Engineering Inspection: A statutory LOLER & PER inspection and testing service for lifting plant & pressure equipment.

4. Ship Repairers Liability (SRL) Insurance: A policy for shipyards and marine contractors involved in the repair, conversion, or re-fit of vessels.

5. Professional Indemnity (PI) Insurance: Professional liability insurance for marine professionals, including surveyors, naval architects, consultants, yacht brokers, charter brokers, ship agents, and ship managers.

6. Directors & Officers/Trustees Liability (D&O) Insurance: Protection for senior management from personal and corporate liabilities of actual or alleged wrongdoing arising from HSE & HMRC investigations and employment disputes.

7. Commercial Legal Expenses Insurance: Provides access to legal advice and covers legal costs in pursuing or defending contract disputes, statutory license appeals, property protection, employment disputes, and tax protection.

8. Personal Accident/Illness Insurance: A group or individual policy providing capital or weekly benefit following death, permanent or temporary disablement of employees in the event of an accident or illness.

9. Cyber Liability Insurance: Covers damages to equipment, software, and third-party liabilities following a cyber attack.

10. Private Pleasurecraft Insurance: Private pleasure and charter vessels, including yachts, motorboats, classic yachts, traditional & historic craft, and residential houseboats.

Winter & Co. is authorised and regulated by the Financial Conduct Authority (FRN 438921) and dedicated to providing exceptional service and marine insurance expertise to our clients. Contact us today to discuss your insurance requirements.