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Policies to suit all needs

Welcome to FMB Insurance, a trusted provider of insurance solutions tailored to the needs of the construction industry. As a wholly-owned subsidiary of the Federation of Master Builders (FMB), our expertise in the sector is unparalleled, enabling us to offer products and services that truly benefit both builders and homeowners alike. Our commitment to fostering continuous improvement in building standards is evident in our carefully selected insurance policies and exceptional customer service.

Our Mission

At FMB Insurance, we strive to provide an insurance service that complements the FMB's mission of creating an all-inclusive, not-for-profit membership that encourages improvements in building standards. We believe that our role is to support this objective and offer an insurance experience that exceeds expectations, providing invaluable peace of mind, reassurance, and confidence for our clients throughout their building projects and beyond.

What We Do

FMB Insurance offers a comprehensive range of insurance solutions designed specifically for the construction industry. Our product portfolio has been carefully curated to cater to the unique needs of builders and homeowners, ensuring that all parties involved in a construction project are adequately protected. Among the services we provide are:

  • Liability Insurance: Our liability insurance policies shield builders from financial losses resulting from property damage or personal injury claims. This coverage is essential for any construction firm, helping to protect both the business and its clients from potential legal issues.
  • Contract Works Insurance: Contract Works Insurance provides builders with an extra layer of reassurance when working on a client's site. This coverage helps to protect the construction in progress, tools, and equipment from theft, damage, or loss.
  • Professional Indemnity Insurance: Professional Indemnity Insurance is designed to cover legal costs, expenses, and compensation for mistakes made during the design or construction process. This coverage helps to safeguard a builder's finances and reputation in the event of a claim.
  • Insurance Backed Guarantees: Our Insurance Backed Guarantees are available for durations of 2, 6, or 10 years, commencing from the date of completion of works. These guarantees provide homeowners with added protection, ensuring that their investment is secure in the event of a builder's insolvency or inability to fulfill their guarantee obligations.
  • New Homes Insurance (Build Assure): Build Assure insurance policies protect new homes from unforeseen risks and provide homeowners with comprehensive coverage during the critical defects liability period.
  • Van and Fleet Insurance: Our Van and Fleet Insurance solutions cater to the specific needs of construction firms, offering coverage for a variety of vehicles and protecting businesses from financial losses resulting from accidents, theft, or damage.
  • Unoccupied Buildings Insurance: Unoccupied Buildings Insurance is essential for protecting properties that are vacant or undergoing renovations, ensuring that builders and property owners are protected from financial losses due to damage or theft.
  • Other Insurance Products: In addition to the services mentioned above, FMB Insurance offers a range of other insurance products, ensuring that construction firms have access to the coverage they need to protect their businesses, their clients, and their property.

Join the FMB Insurance Family

By choosing FMB Insurance, you become part of a larger community committed to improving building standards and fostering confidence in the construction industry. Our team of experts is dedicated to providing you with the best possible insurance experience, ensuring that your construction projects are protected every step of the way.

To learn more about FMB Insurance and our product offerings, please contact us today. Our team is standing by to answer any questions you may have and help you find the perfect insurance solution for your needs.

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