Insuring your Adventures.
At IRCM, we proudly introduce ourselves as a leading provider of marine insurance solutions. With over 50 years of expertise, we have built a solid reputation for delivering bespoke insurance products that cater to the unique needs of our clients. Our commitment to providing innovative and cost-effective insurance solutions has earned us numerous awards and recognition within the marine insurance industry.
Our Mission
Our mission is to provide our clients with tailored insurance coverage that safeguards their marine assets, both on and off the water. We strive to build long-term relationships with our clients by offering exceptional customer service, unmatched claims handling, and prompt communication.
Our Services
At IRCM, we offer a range of marine insurance services designed to meet the diverse needs of our clients. Our services include:
- Yacht & Boat Insurance: We provide comprehensive insurance coverage for sail and powerboats, including classic yachts, motorboats, and superyachts.
- Commercial Marine Insurance: Our commercial marine insurance policy offers tailored coverage for business owners in the marine industry, including boat builders, cargo carriers, and marine engineers.
- Marine Club Insurance: We provide customized insurance coverage for marine clubs, including sailing clubs, rowing clubs, and yacht clubs.
- Cargo Insurance: Our cargo insurance policy covers goods and products transported by sea, ensuring peace of mind for our clients.
- Marine Engineers Insurance: We offer specialized insurance coverage for marine engineers and their equipment, protecting their investment and reputation.
- Holiday & Dayboat Hire Insurance: Our holiday and dayboat hire insurance policy provides renter liability coverage for boat owners renting their vessels to third-party customers.
- Marine Trades Insurance: Our marine trades insurance policy covers boat builders, restorers, and repairers, safeguarding their businesses and assets.
What Sets Us Apart
At IRCM, we pride ourselves on our exceptional customer service, straightforward policy wording, and competitive pricing. We commit to providing our clients with:
- Simple and Easy to Understand Policy Wording: Our policies are written in plain English, ensuring that our clients comprehend the coverage and benefits they have.
- Best Price Up-Front: We offer our best quote upfront, eliminating the hassle of shopping around for affordable insurance coverage.
- Committed to Rewarding Claims-Free Policyholders: We offer competitive premiums to our claims-free policyholders, recognizing their responsible insurance practices.
- Wider Bespoke Programmes: We stay ahead of the curve by offering innovative insurance products that cater to the evolving needs of our clients.
Our Expertise
Our team of dedicated marine insurance specialists has over 50 years of combined experience in the industry. We have built a reputation for delivering expert advice, efficient claims handling, and personalized service to our clients.

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