A S E Insurance Agency UK

Our Story

ASE Insurance Agency (UK) Limited is a specialist broker that has been providing Professional Indemnity Insurance solutions to professionals in the construction industry since 1998. Our directors and staff have over 75 years of combined experience in assessing our clients' professional indemnity needs, arranging the most suitable cover, and negotiating highly competitive premiums.

Our Mission

At ASE Insurance Agency (UK) Limited, our aim is to provide comprehensive advice and assistance as well as highly competent claims service at all times. We understand that in today's increasingly litigious environment, sourcing the best and most appropriate cover is crucial.

Professional Indemnity Insurance

As a specialist broker, we provide a fully independent insurance broking service to businesses of all sizes, offering Professional Indemnity Insurance that protects against potential claims for professional mistakes, errors, and omissions. Our expert team has designed an industry-specific policy that is tailored to the needs of each client, providing coverage for legal costs and expenses incurred in defending against claims, as well as compensation payable to clients to rectify mistakes.

Who Needs Professional Indemnity Insurance?

Anyone who provides a professional service and could have claims brought against them by a client, including sole traders, freelancers, and contractors, limited companies, and limited liability partnerships, may need Professional Indemnity Insurance. This includes but is not limited to architects, engineers, surveyors, and other professionals who provide expertise, skills, or advice to clients.

Why Do You Need It?

In today's litigious society, mistakes can be costly, and Professional Indemnity Insurance offers protection against potentially calamitous financial loss. It covers legal costs and expenses incurred in defending against claims, as well as compensation payable to clients to rectify mistakes.

How Much Cover Should You Consider?

The level of cover you need depends on the risks your business faces, and we can provide a range of covers to suit your needs. You should consider how much legal fees and compensation could cost if a claim is made against your business. It is also worth checking if your clients' contracts require you to have a minimum level of cover.

Our Claims Handling Service

At ASE Insurance Agency (UK) Limited, we understand that professional indemnity insurance claims can be complex and time-consuming. If you are ever faced with a claim, our dedicated claims handling manager will speak to you directly and guide you through the claims process. We aim to offer reassurance and support at all times, and we never charge fees for claims handling, as it is part of the service we provide.

Our Expertise

Our team of experts has years of experience in providing advice on collateral warranties and appointments, as well as a breadth of experience in construction disputes. While we are insurance brokers rather than legal experts, our clients find our service and advice to be beneficial. However, we always recommend seeking expert legal opinions when needed.