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100% client focused for over 60 years

H3 Health Insurance is Northern Ireland's first local provider of private medical insurance. Since launching in 2010, we have grown to quickly establish ourselves as a leading provider of niche health insurance products for UK individuals and businesses.

Our Expertise

We offer a wide range of health insurance products which have been tailored to meet the needs of the local public, to help employers reduce and manage sickness absence, and to enable individuals and employees to avoid unnecessary waits and to get access to medical treatment. Our expert team is best placed to provide you and your employees with quick access to over 500 local specialists, NHS and private medical facilities in Northern Ireland, and an extensive range of specialists and facilities throughout the UK.

Innovative Products

Key to our success and growth has been our ongoing attitude to innovating new products, and introducing new concepts to private medical insurance. Our members can, therefore, enjoy the benefits of value-added unique cover features as well as the comprehensive cover that you would expect from a quality healthcare provider.

Services Offered

We provide a range of health insurance products, including individual cover, personal and family cover, and business cover. Our unique minor injuries cover allows for rapid access to treatment, with no delays. We also provide a guide to health insurance, which provides independent information on the benefits of private health insurance and how it can help to take the strain off the NHS.

Why Choose H3 Health Insurance?

At H3 Health Insurance, we pride ourselves on our commitment to providing our customers with the highest level of service and support. Our expert team is dedicated to ensuring that you receive the best possible care, and our range of health insurance products is designed to meet the unique needs of individuals and businesses in Northern Ireland.

Reviews (1)
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Negative: The company's starting point appears to be "how not to pay out", and customers face challenges making claims due to conflicting advice from staff.

Initial Experience

Author Stuart Memeekin had a highly disappointing experience with H3, giving it a rating of 1 star. According to his review, the company's starting point seems to be "how not to pay out", suggesting a lack of customer-centric approach.

Challenges with Claiming

The author faced difficulties making a claim with H3, citing constantly moving goalposts and conflicting advice from staff. This made the process extremely challenging and stressful for Mr. Memeekin.