Benson James Insurance Brokers

Benson James is a leading insurance broker, established in 2004, and based in Upminster, Essex. Our team is dedicated to providing a personalized and professional service to businesses across various sectors. Our expertise lies in understanding the specific needs of each client and providing tailored insurance solutions to meet those needs.

Our Story

Benson James was founded by Colin Cosgrow, who had previously held directorships in multinational insurance broking houses. Colin recognized a gap in the market for a broker that could provide a comprehensive insurance program at a competitive price, with a focus on professionalism and customer service. We believe that our clients want a straightforward, easy-to-understand insurance policy that meets their unique needs and budget.

Our Services

At Benson James, we offer a range of insurance services designed to cater to the specific needs of our clients. Our expertise spans multiple sectors, including:

Commercial Combined Insurance

We can arrange a policy that provides complete cover for your business, incorporating many covers under one policy. Our commercial combined insurance policies typically include material damage, business interruption, employers' liability, public and products liability, goods in transit, cyber liability, and specified items 'all risks.'

Commercial Motor Fleet Insurance

We have expertise in arranging commercial motor fleet insurance policies for various businesses and trades. We have access to all the main insurance markets, including Lloyd's of London, as well as unique facilities. Our policies can include goods in transit insurance, haulier's liability, excess protection, GAP insurance, and uninsured loss recovery.

Property Owner Insurance

We specialize in property owner insurance, catering to all manner of properties, from single 'buy-to-let' properties to large portfolios. Our expertise lies in simplifying the possible complexities of property insurance, providing tailored solutions to meet the unique needs of each client.

Construction and Manufacturing Insurance

Our knowledge and experience in the construction and manufacturing sectors come from our extensive client base in these industries. We provide insurance solutions for businesses operating in these sectors, ensuring peace of mind and security for our clients.

Commercial Liabilities Insurance

We offer employers' and public liability insurances to cover the requirements of all trades. Our commercial liabilities insurance policies provide protection against potential claims and damages, giving our clients the added security they need to operate their businesses confidently.

At Benson James, we are committed to providing our clients with exceptional service, expertise, and competitive pricing. We believe that our passion for insurance and dedication to customer satisfaction set us apart from other insurance brokers.